Established by the Small Business Jobs Act of 2010 (the Act), the Small Business Lending Fund (SBLF) is a dedicated fund designed to provide capital to qualified community banks1 and community development loan funds (CDLFs) in order to encourage small business lending. The purpose of the SBLF is to encourage Main Street banks and small businesses to work together, help create jobs, and promote economic growth in communities across the nation.
Treasury invested over $4.0 billion in 332 institutions through the SBLF program. These amounts include investments of $3.9 billion in 281 community banks and $104 million in 51 CDLFs. Collectively, these institutions operate in over 3,000 locations across 47 states and the District of Columbia.
Benefits to the Nation's Economy
As of June 30th, 2014, institutions participating in SBLF have made important progress in increasing their small business lending, helping to support small businesses and local economies across the nation.
In total, SBLF participants have increased their small business lending by $13.5 billion over a $33.0 billion baseline2, which is a $1.1 billion decrease from the prior quarter.
- To date, the total increase in small business lending reported by current and former3 participants amounted to $13.8 billion.
Increases in small business lending are widespread across SBLF participants, with 94 percent of participants having increased their small business lending over baseline levels.
Most SBLF participants (92 percent) have increased their small business lending by 10 percent or more.
For more information on the results of the program, including institution-specific information on changes in small business lending, please read the latest reports in Program Reports.
Find a Participating Lending Institution near You
This map shows where participating institutions are located in each state. Click on the map to see which participating banks are located near you.
 For purposes of these web pages, the terms “bank” and “community bank” encompass banks, thrifts, and bank and thrift holding companies with consolidated assets of less than $10 billion.
 As established in the Act, the baseline for measuring the change in small business lending is the average of the amounts that were reported for each of the four calendar quarters ended June 30, 2010.
 Lending growth reported by former participants in the final quarter of participation is held constant through subsequent periods.