Institutions that Did Not Respond This Year

1ST ENTERPRISE BANK
AB&T FINANCIAL CORPORATION
ADBANC, INC.
ALLIED FIRST BANCORP, INC.
AMB FINANCIAL CORPORATION
AMERIBANK HOLDING COMPANY, INC. / AMERICAN BANK OF OKLAHOMA
AMERICAN BANCORP OF ILLINOIS, INC.
AMERICAN PREMIER BANCORP
AMERICAN STATE BANCSHARES, INC.
AMERISERV FINANCIAL, INC.
ATLANTIC BANCSHARES, INC.
ATLANTIC CITY FEDERAL CREDIT UNION
AVENUE FINANCIAL HOLDINGS
BANCINDEPENDENT, INCORPORATED
BANCORP FINANCIAL, INC.
BANCORP OF OKOLONA, INC.
BANCTRUST FINANCIAL GROUP, INC.
BANK OF COMMERCE HOLDINGS
BANK OF SOUTHERN CALIFORNIA/FIRST BUSINESS BANK, NATIONAL ASSOCIATION
BANKASIANA
BANKFIRST CAPITAL CORPORATION
BANNER COUNTY BAN CORPORATION
BCSB BANCORP, INC.
BERKSHIRE BANCORP, INC. / CUSTOMERS BANCORP, INC.
BERN BANCSHARES, INC.
BIRMINGHAM BLOOMFIELD BANCSHARES, INC.
BISCAYNE BANCSHARES, INC.
BLUE RIVER BANCSHARES, INC.
BNC FINANCIAL GROUP, INC.
BNCCORP, INC.
BOH HOLDINGS, INC.
BROADWAY FINANCIAL CORPORATION
BROTHERHOOD BANCSHARES, INC.
CACHE VALLEY BANKING COMPANY
CADENCE FINANCIAL CORPORATION
CALIFORNIA BANK OF COMMERCE
CAPITAL BANK CORPORATION
CARDINAL BANCORP II, INC.
CASCADE FINANCIAL CORPORATION
CATSKILL HUDSON BANCORP, INC.
CENTER BANCORP, INC.
CENTRAL BANCORP, INC. (MA)
CENTRAL BANCORP, INC. (TX)
CENTRAL BANCSHARES, INC.
CENTRAL VALLEY COMMUNITY BANCORP
CENTRAL VIRGINIA BANKSHARES, INC.
CENTRIC FINANCIAL CORPORATION
CENTRIX BANK & TRUST
CENTRUE FINANCIAL CORPORATION
CHICAGO SHORE CORPORATION
CITIZENS BANCORP
CITIZENS BANCSHARES CORPORATION
CITIZENS COMMERCE BANCSHARES, INC.
CITIZENS COMMUNITY BANK
CITIZENS SOUTH BANKING CORPORATION
COBIZ FINANCIAL INC.
CODORUS VALLEY BANCORP, INC.
COLONIAL AMERICAN BANK
COLUMBINE CAPITAL CORP.
COMMUNITY BANK SHARES OF INDIANA, INC.
COMMUNITY FIRST BANCSHARES, INC. (TN)
COMMUNITY PARTNERS BANCORP
COMMUNITY TRUST FINANCIAL CORPORATION
COMMUNITYONE BANCORP / FNB UNITED CORP.
CRESCENT FINANCIAL BANCSHARES, INC. (CRESCENT FINANCIAL CORPORATION) / VANTAGESOUTH BANCSHARES,
CUSTOMERS BANCORP, INC. (BERKSHIRE BANCORP, INC.)
D.L. EVANS BANCORP
DEERFIELD FINANCIAL CORPORATION
DELMAR BANCORP
DNB FINANCIAL CORPORATION
EAGLE BANCORP, INC.
EAST END BAPTIST TABERNACLE FEDERAL CREDIT UNION
EMCLAIRE FINANCIAL CORP.
ENCORE BANCSHARES INC.
ENTERPRISE FINANCIAL SERVICES GROUP, INC.
EQUITY BANCSHARES, INC.
FAITH BASED FEDERAL CREDIT UNION
FARMERS & MERCHANTS FINANCIAL CORPORATION
FARMERS STATE BANKSHARES, INC.
FBHC HOLDING COMPANY
FCB BANCORP, INC.
FINANCIAL SECURITY CORPORATION
FINANCIAL SERVICES OF WINGER, INC.
FIRST BANCORP (NC)
FIRST BANK OF CHARLESTON, INC.
FIRST BANKERS TRUSTSHARES, INC.
FIRST BUSEY CORPORATION
FIRST BUSINESS BANK, NATIONAL ASSOCIATION / BANK OF SOUTHERN CALIFORNIA, N.A.
FIRST CALIFORNIA FINANCIAL GROUP, INC.
FIRST COLEBROOK BANCORP, INC.
FIRST COMMUNITY BANK CORPORATION OF AMERICA
FIRST FEDERAL BANCSHARES OF ARKANSAS, INC.
FIRST FINANCIAL BANCSHARES, INC.
FIRST FREEDOM BANCSHARES, INC.
FIRST GUARANTY BANCSHARES, INC.
FIRST INDEPENDENCE CORPORATION
FIRST MARKET BANK, FSB / UNION FIRST MARKET BANKSHARES CORPORATION
FIRST MENASHA BANCSHARES, INC.
FIRST MERCHANTS CORPORATION
FIRST MIDWEST BANCORP, INC.
FIRST NBC BANK HOLDING COMPANY
FIRST NORTHERN COMMUNITY BANCORP
FIRST RESOURCE BANK
FIRST SECURITY GROUP, INC.
FIRST TEXAS BHC, INC.
FLAGSTAR BANCORP, INC.
FLORIDA BUSINESS BANCGROUP, INC.
FNB BANCORP
FORT LEE FEDERAL SAVINGS BANK, FSB
FORTUNE FINANCIAL CORPORATION
FPB BANCORP, INC.
GEORGIA COMMERCE BANCSHARES, INC.
GEORGIA PRIMARY BANK
GRAND CAPITAL CORPORATION
GRANDSOUTH BANCORPORATION
GREAT SOUTHERN BANCORP
GREATER KINSTON CREDIT UNION
GREEN BANKSHARES, INC.
GREEN CIRCLE INVESTMENTS, INC.
GREGG BANCSHARES, INC.
GUARANTY BANCORP, INC.
GULFSTREAM BANCSHARES, INC.
HAMILTON STATE BANCSHARES, INC.
HEARTLAND FINANCIAL USA, INC.
HERITAGE BANKSHARES, INC.
HIGHLANDS BANCORP, INC.
HOME BANCSHARES, INC.
HOMETOWN BANKSHARES CORPORATION
HORIZON BANCORP
HOWARD BANCORP, INC.
IDAHO BANCORP
ILLINOIS STATE BANCORP, INC.
INDIANA COMMUNITY BANCORP
INTEGRA BANK CORPORATION
KATAHDIN BANKSHARES CORP.
LAYTON PARK FINANCIAL GROUP, INC.
LEGACY BANCORP, INC.
LIBERTY BANCSHARES, INC. (AR)
LIBERTY BANCSHARES, INC. (MO)
LIBERTY FINANCIAL SERVICES, INC.
MAGNA BANK
MAINLINE BANCORP, INC.
MARYLAND FINANCIAL BANK
MCLEOD BANCSHARES, INC.
MEDALLION BANK
MERCANTILE CAPITAL CORPORATION
MERCHANTS & PLANTERS BANCSHARES, INC.
MERCHANTS AND MANUFACTURERS BANK CORPORATION
MIDSOUTH BANCORP, INC.
MISSION COMMUNITY BANCORP
MONEYTREE CORPORATION
MONUMENT BANK
MORRILL BANCSHARES, INC.
MOSCOW BANCSHARES, INC.
MS FINANCIAL, INC.
MUTUALFIRST FINANCIAL, INC.
NAPLES BANCORP, INC.
NARA BANCORP, INC. / BBCN BANCORP, INC.
NATIONAL PENN BANCSHARES, INC.
NEIGHBORHOOD TRUST FEDERAL CREDIT UNION
NEMO BANCSHARES, INC.
NEW HAMPSHIRE THRIFT BANCSHARES, INC.
NICOLET BANKSHARES, INC.
NORTHEAST COMMUNITY FEDERAL CREDIT UNION
NORTHWAY FINANCIAL, INC.
OAK VALLEY BANCORP
ONE GEORGIA BANK
PACIFIC CAPITAL BANCORP
PACIFIC COAST BANKERS' BANCSHARES
PARK NATIONAL CORPORATION
PARKVALE FINANCIAL CORPORATION / F.N.B. CORPORATION
PATHFINDER BANCORP, INC.
PATHWAY BANCORP
PATTERSON BANCSHARES, INC.
PEAPACK-GLADSTONE FINANCIAL CORPORATION
PENN LIBERTY FINANCIAL CORP.
PEOPLES BANCORP (OH)
PEOPLES BANCORP (WA)
PFSB BANCORPORATION, INC. / PIGEON FALLS STATE BANK
PLAINS CAPITAL CORPORATION
PORTER BANCORP, INC.(PBI) LOUISVILLE, KY
PREMIER BANCORP, INC.
PRINCE KUHIO FEDERAL CREDIT UNION
PROVIDENCE BANK
PUGET SOUND BANK
QCR HOLDINGS, INC.
REDWOOD CAPITAL BANCORP
REDWOOD FINANCIAL, INC.
REGENT CAPITAL CORPORATION, INC. / REGENT BANK
RENAISSANCE COMMUNITY DEVELOPMENT CREDIT UNION
SAIGON NATIONAL BANK
SALISBURY BANCORP, INC.
SANTA LUCIA BANCORP
SBT BANCORP, INC.
SEACOAST COMMERCE BANK
SECURITY BUSINESS BANCORP
SECURITY CALIFORNIA BANCORP
SECURITY STATE BANCSHARES, INC.
SECURITY STATE BANK HOLDING COMPANY
SHREVEPORT FEDERAL CREDIT UNION
SOUTHERN FIRST BANCSHARES, INC.
SOUTHERN HERITAGE BANCSHARES, INC.
SOUTHERN ILLINOIS BANCORP, INC.
SOUTHERN MISSOURI BANCORP, INC.
SOUTHSIDE CREDIT UNION
SOVEREIGN BANCSHARES, INC.
STATE BANCORP, INC. / VALLEY NATIONAL BANCORP
STATE BANK OF BARTLEY, THE
STEARNS FINANCIAL SERVICES, INC.
STEELE STREET BANK CORPORATION
STERLING BANCORP
STEWARDSHIP FINANCIAL CORPORATION
STONEBRIDGE FINANCIAL CORP.
SUMMIT STATE BANK
SUPERIOR BANCORP INC.
SWORD FINANCIAL CORPORATION
SYRINGA BANCORP
TCB CORPORATION/COUNTY BANK
TCB HOLDING COMPANY
TENNESSEE COMMERCE BANCORP, INC.
THE ANB CORPORATION
THE ELMIRA SAVINGS BANK, FSB
THE LANDRUM COMPANY
THE PRIVATE BANK OF CALIFORNIA
THE VICTORY BANCORP, INC.
TONGASS FEDERAL CREDIT UNION
TOWNEBANK
TREATY OAK BANCORP, INC.
TRIAD BANCORP, INC.
TRI-COUNTY FINANCIAL CORPORATION
TRI-STATE BANK OF MEMPHIS
TWO RIVERS FINANCIAL GROUP, INC.
UBT BANCSHARES, INC.
UNION BANK & TRUST COMPANY
UNION BAPTIST CHURCH FEDERAL CREDIT UNION
UNION FIRST MARKET BANKSHARES CORPORATION / UNION BANKSHARES CORPORATION
UNION SETTLEMENT FEDERAL CREDIT UNION
UNITED FINANCIAL BANKING COMPANIES, INC.
UNITEHERE FEDERAL CREDIT UNION (WORKERS UNITED FEDERAL CREDIT UNION)
US METRO BANK
VALLEY COMMERCE BANCORP
VALLEY FINANCIAL GROUP, LTD.
VERITEX HOLDINGS, INC. (FIDELITY RESOURCES COMPANY)
W.T.B. FINANCIAL CORPORATION
WASHINGTON BANKING COMPANY
WASHINGTONFIRST BANKSHARES, INC.
WEST BANCORPORATION, INC.
WESTERN ALLIANCE BANCORPORATION
WESTERN COMMUNITY BANCSHARES, INC.
WESTERN ILLINOIS BANCSHARES, INC.
WHITNEY HOLDING CORPORATION
WILMINGTON TRUST CORPORATION / M&T BANK CORPORATION
WILSHIRE BANCORP, INC.
YORK TRADITIONS BANK