Hardest Hit Fund

 Additional Program Information


Alabama Program
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Florida 11th Amendment to the Agreement
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Kentucky Eigth Amendment to the Agreement
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Rhode Island Latest Program Requirements and Administrative Allocations (10.1.18)
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Homeowner Stories

Hardest Hit Alabama Helps Center Point Homeowner Transition From Unemployment

How People Have Benefitted from KYHC Assistance

The Hardest Hit Fund is Helping Struggling Homeowners like Grace in Ohio

The Hardest Hit Fund is Available to Help Homeowners like Paul in North Carolina

The Hardest Hit Fund is Helping Struggling Homeowners like Mirta of Pawtucket, RI

Initial Funding Guidelines 



Original and Additional HFA Allocations

The Hardest Hit Fund was originally created in 2010 to provide $7.6 billion in targeted aid to 18 states and the District of Columbia deemed hardest hit by the economic and housing market downturn. The program was designed to leverage the expertise of state and local partners by funding locally-tailored foreclosure prevention and neighborhood stabilization solutions.  In 2016, an additional $2 billion was allocated to participating HHF states to continue foreclosure prevention and neighborhood stabilization efforts. The additional funding was allocated among participating HFAs in two phases of $1 billion each. The first phase allocated $1 billion using a formula based on state population and the HFA’s utilization of their HHF allocation to date. In order to qualify for funding in the first phase, HFAs must have utilized at least 50 percent of their existing HHF allocations. The second phase utilized an application process open to all participating HFAs.  Additional funding is subject to utilization thresholds.

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Last Updated: 3/22/2021 12:29 PM