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Terrorism Risk Insurance Program

On November 26, 2002, the President signed into law the Terrorism Risk Insurance Act of 2002 (Pub. L. 107–297, 116 Stat. 2322) [TRIA]. TRIA created a temporary federal program that provides for a transparent system of shared public and private compensation for certain insured losses resulting from a certified act of terrorsim. The Secretary of the Treasury administers the program with the assisstance of the Federal Insurance Office.

On December 22, 2005, the President signed into law the Terrorism Risk Insurance Extension Act of 2005 (Pub. L. 109-144, 119 Stat. 2660) [TRIEA 2005]. TRIEA extended TRIP through December 31, 2007.

On December 26, 2007, the President signed into law the Terrorism Risk Insurance Program Reauthorization Act of 2007 (Pub. L. 110-160, 121 Stat. 1839) [TRIPRA 2007] which further extended TRIP through December 31, 2014.

On January 12, 2015, the President signed into law the Terrorism Risk Insurance Program Reauthorization Act of 2015 (Pub. L. 114-1, 129 Stat. 3) [TRIPRA 2015], which amends the expiration date of TRIP to December 31, 2020. 

With the enactment of TRIPRA 2015, Treasury has provided guidance to address, on an interim basis, certain aspects relating to the implementation of the Program.  The guidance is available here as well as under the link to Interim Guidance.  Additional materials addressing TRIA, TRIEA 2005, TRIPRA 2007, TRIPRA 2015, and TRIP, including prior regulatory actions and interpretive letters, are contained on this website.  


 2016 Annual Data Collection
Under Section 111 of Terrorism Risk Insurance Program Reauthorization Act of 2015 Treasury is collecting data relating to the effectiveness of the Program, which it will use in connection with a report to be submitted to Congress later this year.  For Calendar Year 2016, Treasury has determined to collect certain categories of information relating to the Program through an insurance statistical aggregator.  The information collected by the aggregator will be maintained by the aggregator in a confidential fashion, and the aggregator shall provide information to Treasury in an aggregated format for purposes of Treasury’s analysis of the Program. 
Treasury has determined to make production of the requested data voluntary for purposes of Calendar Year 2016, although Treasury encourages all participating insurers to report to the extent feasible.  Treasury’s Notice concerning this data collection is available here.  Hard copy  versions of the 2016 Data Collection Template and Instructions are available here, although insurers should use the electronic versions of these forms that they will be able to obtain from the aggregator in order to submit the requested data. The reporting deadline for Calendar Year 2016 is April 30, 2016.
Reporting insurers can commence the registration process for reporting the requested data at


Last Updated: 3/4/2016 10:19 AM