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Terrorism Risk Insurance Program

On November 26, 2002, the President signed into law the Terrorism Risk Insurance Act of 2002 (Pub. L. 107–297, 116 Stat. 2322) [TRIA]. TRIA created a temporary federal program that provides for a transparent system of shared public and private compensation for certain insured losses resulting from a certified act of terrorsim. The Secretary of the Treasury administers the program with the assisstance of the Federal Insurance Office.

On December 22, 2005, the President signed into law the Terrorism Risk Insurance Extension Act of 2005 (Pub. L. 109-144, 119 Stat. 2660) [TRIEA 2005]. TRIEA extended TRIP through December 31, 2007.

On December 26, 2007, the President signed into law the Terrorism Risk Insurance Program Reauthorization Act of 2007 (Pub. L. 110-160, 121 Stat. 1839) [TRIPRA 2007] which further extended TRIP through December 31, 2014.

On January 12, 2015, the President signed into law the Terrorism Risk Insurance Program Reauthorization Act of 2015 (Pub. L. 114-1, 129 Stat. 3) [TRIPRA 2015], which amends the expiration date of TRIP to December 31, 2020. 

With the enactment of TRIPRA 2015, Treasury has provided guidance to address, on an interim basis, certain aspects relating to the implementation of the Program.  The guidance is available here as well as under the link to Interim Guidance.  Additional materials addressing TRIA, TRIEA 2005, TRIPRA 2007, TRIPRA 2015, and TRIP, including prior regulatory actions and interpretive letters, are contained on this website.  


 2017 Annual Data Collection
Under Section 111 of Terrorism Risk Insurance Program Reauthorization Act of 2015 Treasury is collecting data relating to the effectiveness of the Program, which it will use in connection with the reports that it must submit to Congress during the period the Program remains in effect.  For Calendar Year 2017, Treasury has developed four separate templates for the collection of data, depending upon the nature and size of the insurer’s operations.  Separate templates have been developed for insurers that fall within Treasury’s “small insurer” definition, for larger insurers that are not within that definition, for alien surplus lines insurers, and for captive insurers.   
Data collection in 2017 will be mandatory for insurers that participate in the Program, pursuant to Treasury’s rules and as defined in the proposed templates and in Treasury’s Notice seeking comments concerning the proposed collection templates.  Treasury’s Notice concerning the proposed collection templates is available here.  PDF copies of the proposed 2017 Data Collection Templates and Instructions for evaluation in providing comments are available below.  The deadline for providing comments in connection with the proposed 2017 Data Collection Templates and Instructions is February 27, 2017. 
Alien Surplus Lines Companies
·         Template
·         Data Dictionary
Captive Insurers
·         Template
·         Data Dictionary
Insurer (non-small) Groups or Companies
·         Template
·         Data Dictionary
Small Insurers
·         Template
·         Data Dictionary


Last Updated: 12/27/2016 12:00 AM