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Small Business Lending Fund

Established by the Small Business Jobs Act of 2010 (the Act), the Small Business Lending Fund (SBLF) is a dedicated fund designed to provide capital to qualified community banks1 and community development loan funds (CDLFs) in order to encourage small business lending.  The purpose of the SBLF is to encourage Main Street banks and small businesses to work together, help create jobs, and promote economic growth in communities across the nation.

Treasury invested over $4.0 billion in 332 institutions through the SBLF program.  These amounts include investments of $3.9 billion in 281 community banks and $104 million in 51 CDLFs.  Collectively, these institutions operate in over 3,000 locations across 47 states and the District of Columbia.

Benefits to the Nation's Economy

As of March 31, 2016, institutions participating in SBLF have made important progress in increasing their small business lending, helping to support small businesses and local economies across the nation.

  • This report includes information on the 85 institutions that continued to participate in the program as of March 31, 2016 and submitted quarterly supplemental reports for the first quarter, including 39 community banks and 46 CDLFs. As of June 1, 2016, 250 institutions with aggregate investments of $3.5 billion have fully redeemed their SBLF Treasury investment and exited the  program, and 8 institutions have partially redeemed $49 million (or 54 percent of their SBLF securities) while continuing to participate in the program.

  • Since the program's inception, the total increase in small business lending reported by current and former  SBLF participants is $18.5 billion over baseline.
  • As of Q1 2016, current SBLF participants have increased their small business lending by $4.3 billion over a $5.1 billion baseline.

  • Increases in small business lending are widespread among remaining SBLF participants.  To date, all of the 39 participating community banks  and 43 of the 46 CDLFs (or 93 percent) have increased their small business lending.  In addition, 80 of the 85 SBLF participants (or 94 percent) have increased their small business lending by 10 percent or more.

For more information on the results of the program, including institution-specific information on changes in small business lending, please read the latest reports in Program Reports.

Find a Participating Lending Institution near You

This map shows where participating institutions are located in each state. Click on the map to see which participating banks are located near you.

[1] Lending growth reported by former participants in the final quarter of participation is held constant through subsequent periods

Last Updated: 7/13/2016 1:53 PM